Location: Nigeria – Lagos

Employment Type Full Time – Permanent

Division Proposition

Standard Bank is the largest bank in Africa and our highly visible brand, award-winning service, and strong global presence helps us maintain our market-leading position. We place huge value on the talent of our people to drive our continued success, and to support our plans for growth. We now need a talented and resourceful Manager, taxation and capital management to help us fulfil our business objectives and build customer loyalty.
Position Description

KEY RESULT AREAS:
Taxation

Manage compliance with tax law in Stanbic IBTC Bank PLC (SIBTC), and all tax aspects including, corporate tax transfer pricing, withholding taxes, indirect taxes, PAYE and tax planning

Monitor tax compliance within SIBTC.

Identification and evaluation of taxation risks within SIBTC

Implementation of systems and processes to monitor and mitigate identified taxation risks.

Preparation of monthly and annual taxation computations and returns.

Custodian of SIBTC transfer pricing policy, responsible for ensuring

that policy is up to date and appropriate agreements and approvals are in place to ensure compliance.

Optimisation of SIBTC taxation expense, by identifying areas of tax savings

Manage the relationship and participate in selection of external taxation consultants serving SIBTC

Analysing DTA’s with the aim of effectively using them on crossborder transactions.

Improve taxation knowledge within SIBTC through communication and tax training where appropriate.
Capital Management

Maintenance of adequate capital as required by CBN.

Capital management planning and forecasting, ensuring both

Nigerian and South African requirements are met.

Optimisation of capital structure, ensuring appropriate mix of Tier I and Tier II capital.

Maintain a minimum capital base whilst ensuring compliance with minimum capital requirements and providing adequate capital for business growth.
Required Skills and Qualifications
An appreciation and a good understanding of macro economics and external factors affecting the business strategies adopted, and market serviced by SIBTC.

Ability to analyse and evaluate data for acceptability and correctness.

Analytical mind with strong orientation to financial analysis.

Ability and experience in communicating with all levels of

management regarding management information needs.

Good interpersonal skills required in liaising with people at different

levels within and outside the bank..

Strong report writing skills.

Dynamic self-starter with a personal ambition to succeed.

Ability to work under pressure to meet tight deadlines.

A person with high integrity.

Excellent computer skills particularly in MS Word, MS Excel and MS

Access, Power Point.
Required Competencies

B.SC (Accounting/Finance).

ICAN or CIMA.

Postgraduate degree in taxation or an MBA (an advantage)

Experience:

Minimum of 6 years experience in a financial management position.

Knowledge of Nigerian Banking regulations.

Understanding of Nigerian Banking regulations will be an addedadvantage.

Deep understanding and knowledge of Nigerian state and federaltaxation requirements .

Understanding of FIRS

Ability to review, analyse and implement taxation control processes.

Working knowledge of accounting software. (Knowledge of SAP, or Equinox will be an advantage.)

Scholarship Opportunities
We are an equal opportunities employer and are totally opposed to discrimination in any form. It is our policy to provide equal employment opportunities for all employees regardless of race, sex, colour, nationality, national or ethnic origin, sexual orientation, marital / partnership status, religion, age or disability.
Apply Online

Location: Nigeria – Lagos
Employment Type Full Time – Permanent

Position Description

PURPOSE OF JOB:

Ensure that all CIB Compliance issues are properly identified, tracked and effectively managed

Provide necessary support to the business in respect of compliance issues.

Maintain and develop a thorough understanding of the relevant rules and regulations applicable

to CIB Business units.

KEY ACCOUNTABILITIES/KRA:

Develop strong working relationships with the CIB Business units

Provide assistance and advice on compliance issues e.g. new business, new products and new regulatory initiatives

Provide guidance on compliance requirements

Monitor Personal Account Trading (PAT) within the CIB Business units and investigate potential problem areas/trades

Assist the CIB Business units with resolution of compliance audit issues

Conduct monitoring exercises in CIB Business units

Review and approve requests for employees to gain access to areas behind “Chinese Walls”/ cross “Chinese Walls” for a specific deal

Assist as when required, in the development, drafting and updating of procedures/processes/policies and related training programmes/manuals and the delivery of training tailoring this to the CIB Business unit needs

Actively promote, on an ongoing basis a culture of Compliance within the CIB Business units

Monitor effectively the level of compliance with policies such as Market Abuse Policy, Conflict of Interest Policy, Gratification Policy

Provide guidance to CIB Business units in relation to Know Your Customer (KYC) requirements and ensure that CIB accounts are KYC compliant.

Required Skills and Qualifications

EDUCATIONAL QUALIFICATIONS:

First Degree in a relevant field

Masters Degree would be an added advantage

Good Risk Management knowledge

Good research skills

Good understanding of the CIB processes and regulatory framework.

WORK EXPERIENCE:

Minimum of 5-6 years working experience in Corporate Finance, Asset Management, Stockbroking, Corporate Banking etc.

PERSONAL SKILLS:

Being Proactive

Integrity

Pay attention to details

Result oriented

Self motivated

Ability to work with minimal supervision

Consensus builder

Team player

Personal Accountability

Required Competencies

TECHNICAL COMPETENCIES:

Sound understanding of the processes and procedures operating in CIB business units

Good knowledge of the regulatory framework.
Scholarship Programmes

We are an equal opportunities employer and are totally opposed to discrimination in any form. It is our policy to provide equal employment opportunities for all employees regardless of race, sex, colour, nationality, national or ethnic origin, sexual orientation, marital / partnership status, religion, age or disability.

Apply Online

POSITION DESCRIPTION
Primary point of contact for the client
An in-depth understanding of the client, competitors, industry and therefore an understanding of the client’s banking requirements
Develops deep rooted relationships with the Product Houses
Creates and manages Client Service Teams (CST)
Drives the Client revenue budgets
Create new sustainable business
increase the number of products / services being utilised by these clients
improve the long term quality of our earnings

Build and maintain strategic relationships with the top tier clients
become their “trusted adviser”
continuously encourage and foster new ideas and innovations
“deliver the firm” to these clients
Designs and drives sector strategy to achieve goals
Provides relevant insights to credit and participates in decisions around the allocation of capital
Leverages off internal client relationships to facilitate business
Structuring and negotiating commercial transactions
Presentation of periodic management reports
In conjunction with Product Houses, manages
Client entertainment
Appraisal of the Client Service Teams
Credit appetite
Capital allocation
Product pricing
Culminating in:
Detailed and realistic strategic marketing plans which are regularly reviewed

KEY ACCOUNTABILITIES:
Achieve targets as defined and agreed with Sector head e.g. Client Revenue, Portfolio profitability, Cross sell ratio etc. in line with Coverage targets, growth strategy and customer value propositions.
Proactively seek new business opportunities through effective sales pitch delivery. This includes multi-product presentations to company executives, to meet identified client needs.
Develop and execute a tactical plan for each client in portfolio identifying and attracting new business opportunities that fit the target market definition and criteria. Operate within the fluidity of the market; adjusting tactics according to market needs
Counsel clients on emerging financial issues, new bank products and services, regulatory matters, and the general financial environment, in order to advise them of the impact on their corporate wealth and bank-related services
Monitor and interpret various MIS reports and proposes strategy and solutions in order to achieve business goals
Establish, foster and influence relationships with other product and support groups responsible for delivering the product proposition(s). Also, build cross functional teams across product groups in order to manage and deliver product offerings to clients.
Maintain highest levels of integrity, credit stewardship and operational management across the portfolio
Assist in establishing & monitoring / refining of SLA’s with other departments responsible for delivering the product proposition – e.g. Trade, Transaction services,
Monitor and timely review of client pricing levels in order to maintain / improve portfolio profitability, bearing in mind competitive pressures and industry trends
Ensure compliance / audit and regulatory adherence on all business related activities.
Continually reassess the operational risks inherent in the business, taking account of changing economic or market conditions, legal and regulatory requirements, operating procedures and practices, management restructures and the impact of new technology.
Developing interpersonal, negotiation, team and networking skills with industry players

FULL JOB DETAILS
DIVISION PROPOSITION
Client satisfaction is absolutely central to our continued growth and success, and our Client Coverage and Distribution division drives and protects this essential business function within Standard Bank. As a motivated and talented XXXXXXXX we want you to work closely with our key clients, helping them to optimise financial performance through the full range of standard bank services and products

REQUIRED SKILLS AND QUALIFICATIONS
EDUCATIONAL QUALIFICATIONS:
Business related degree
Masters Degree/Professional Qualifications will be added advantages
Work Experience:
Minimum of 6 years banking experience, with at least 3 years in managerial capacity in the related sector
Technical competencies:
Experienced, multi-product discipline
Strong Investment banking skills
Ability to gain and maintain an in-depth knowledge of
macro issues in Nigeria and Globally
our global footprint
our global offering
our capital / liquidity strategy
Excellent use of Computer operating systems e.g. Powerpoint, Word, Excel and the Internet.

REQUIRED COMPETENCIES
Excellent verbal communication skills, sincere and articulate
Good presentation and negotiation skill
Able to convey factual information clearly.
Diplomatic and tolerant in relaying and receiving information.
Socially confident, quick to establish rapport and able to maintain relationships even when communicating disagreeable information to others
Methodical, organized and detail-conscious
Customer service-orientated.
Results-orientated, competitive, adheres to turn-around times/deadlines.
Adapt readily to changes in structure, systems, procedures, new products etc
Willingness to work irregular hours from time to time
Goal oriented
Objective and Passionate We are an equal opportunities employer and are totally opposed to discrimination in any form. It is our policy to provide equal employment opportunities for all employees regardless of race, sex, colour, nationality, national or ethnic origin, sexual orientation, marital / partnership status, religion, age or disability.

CLICK HERE TO APPLY

KEY ACCOUNTABILITIES:
Achieve targets as defined and agreed with Head Coverge & Distribution e.g. Portfolio profitability, portfolio growth rate, etc. in line with Coverage targets, growth strategy and customer value propositions.
Develop and implement a tactical business attraction plan for the Sector, including analysing the target market, setting business targets for the team and allocating appropriate resources to market segments to optimise sales effectiveness.
Providing appropriate resources and business tools to team members to facilitate delivery of Sector targets.
Proactively seek new business opportunities through effective sales pitch delivery. This includes multi-product presentations to company executives, to meet identified client needs.
Monitor and manage sales against targets by tracking all recorded revenue generated and activity schedules. This includes identifying problems areas and target variances and delivering appropriate interventions.
Clarify team roles, ensuring that clear new business development targets are set and that resources are profiled and deployed accordingly.
Monitor and manage the performance and development of staff, including conducting performance appraisals and managing the staff training and development plan.
Maintain a visible and active presence in the target markets in order to establish and support new and existing relationship platforms through which the brand is able to attract new business and grow market share.
Establish and maintain relationships with key Product Teams
Interpret, analyse, evaluate and adjust business unit strategy to build, sustain and leverage the team’s capacity to do profitable business within the target market.
Able to take the initiative within limits of authority.
Lead special projects/initiatives in Coverage as may be appointed.
Excellent grasp of Credit, Global Markets, Investment Banking, Custody and Asset Management.
People management skills, including teambuilding, team goal planning and the ability to use team expertise to full advantage.
To provide advice and product and technical knowledge to Coverage team members as a Mentor.

FULL JOB DETAILS
DIVISION PROPOSITION
Client satisfaction is absolutely central to our continued growth and success, and our Client Coverage and Distribution division drives and protects this

essential business function within Standard Bank. As a motivated and talented Sector Head we want you to work closely with our key clients, helping them to optimise financial performance through the full range of standard bank services and products.

REQUIRED SKILLS AND QUALIFICATIONS
EDUCATIONAL QUALIFICATIONS:
Business related degree
Masters Degree/Professional Qualifications will be added advantages.

WORK EXPERIENCE:
Minimum of 8 years banking experience, with at least 5 years in managerial capacity in the related sector.

PERSONAL SKILLS:
Excellent communication presentation and negotiation skills
Diplomatic and tolerant in relaying and receiving information.
Socially confident, quick to establish rapport and able to maintain relationships even when communicating disagreeable information to others
Customer service and Results-orientated
Strong Leadership and Mentoring abilities
Strategic Planning and Thinking
Adapt readily to changes in structure, systems, procedures, new products etc.
Excellent use of Computer operating systems e.g. Powerpoint, Word, Excel and the Internet.
Willingness to work irregular hours from time to time
Goal oriented
Objective and Passionate

REQUIRED COMPETENCIES
TECHNICAL COMPETENCIES:
Experienced, senior & multi-product discipline
Strong Investment banking skills
understand activities of all key players in the sector (whether they are clients or not)
Ability to gain and maintain an in-depth knowledge of:
macro issues in Nigeria and Globally
our global footprint
our global offering
our capital / liquidity strategy We are an equal opportunities employer and are totally opposed to discrimination in any form. It is our policy to provide equal employment opportunities for all employees regardless of race, sex, colour, nationality, national or ethnic origin, sexual orientation, marital / partnership status, religion, age or disability.
CLICK HERE TO APPLY

FULL JOB DETAILS
DIVISION PROPOSITION
The Risk team at Standard Bank provides the essential foundations for our constantly evolving range of financial products and services. Risk is often the business unit that acts as the vital link in the powerful relationships we enjoy with our clients worldwide, and this division is now seeking an exceptional XXXXXXXX to help us build on our success. Because you will work with colleagues across the business, you need to be an independent thinker, with exceptional analytical and communication skills, as you will organise and negotiate measurable solutions to fulfill challenging targets, and support our corporate business objectives

REQUIRED SKILLS AND QUALIFICATIONS
• Achievement/closure and “make it happen” orientated
• Confident effective communication with internal and external clients.
• Ability to establish a high level of credibility with relevant stakeholders/internal and external clients.
• Effective negotiation skills and the ability to influence people
• Energetic and passionate about his/her job.
• Ability to operate under a matrix reporting system
• Ability to work effectively under pressure.
• Solutions orientated
• Good culture fit and personality to fit into dynamic team

REQUIRED COMPETENCIES
• Ability to analyze complex project finance, structured and trade finance transactions, which include strong financial modelling skills. Well proven specialist credit skills
• Track record of operating in a wholesale business environment or a proven ability to understand holistic business, pricing and capital management issues, with exposure to syndicated loans and distribution strategies (originate and sell down) a strong advantage.
• Practical understanding of the business operating and legal environment in West Africa.
• Detailed understanding of accounting, including both management and financial accounting in order to analyze the financial strengths and weaknesses of clients, and identify potential risks to credit proposals.
• Thorough understanding of wholesale/investment banking products and facilities that give rise to counter-party credit risk, including suitable mechanisms/structures, conditions and covenants to mitigate/allocate risk in a manner that results in an acceptable risk profile to the bank.
• Knowledge of financial markets, and the volatile nature of certain variable security held, as well as the market forces that influence their market value.
• Using available information sources and technology to effectively tap information crucial to sound and informed decision making and management of credit related deals.
• Practical understanding of legal documentation relative to specialized lending transactions with the ability to interpret legal terminology in a logical manner, to facilitate, in close cooperation with legal council, legal agreements reflecting the commercial and risk objectives of the bank.
• Thorough conceptual and practical knowledge of credit procedures, policies and standards, as they apply to each situation such as credit applications, bad debts, disputes, obtaining legal assistance and reporting.
• The ability to take a balanced approach towards risk/reward with effective risk mitigation as opposed to a risk minimization approach.
• An understanding/ability to understand the broader business environment in which the bank operates from a geographic, Industry, organization, functional

and regulatory perspective (including Basel II), and to relate that to the wholesale credit function.
• An adequate knowledge of risk best practice (measurement and management systems, processes and policies).
• The ability and confidence to operate and make decisions independently whilst still operating as an effective team player.
• Effectively applies verbal, nonverbal and written communication methods to achieve desired results, taking particular account of cultural diversities and language barriers. We are an equal opportunities employer and are totally opposed to discrimination in any form. It is our policy to provide equal employment opportunities for all employees regardless of race, sex, colour, nationality, national or ethnic origin, sexual orientation, marital / partnership status, religion, age or disability.

CLICK HERE TO APPLY

The Team Leader Customer Service:
The key role of the Team Leader, Customer Service in Standard Bank is to lead and inspire a team of front
line Team Leaders to consistently deliver exceptional customer service whilst complying with all the routine and laid down requirements of the Bank. With this in mind let’s chat through the key focus areas of the Team Leader, Customer Service.

People Management:

The most important aspect of this job is the ability to lead and inspire a team of frontline Team Leaders. The Team Leader Customer Service’s day begins by understanding all the various complexities of the Branch’s frontline, cash management, telling and enquiries. One of the most important aspects includes workforce planning, understanding customer arrival patterns and customer behaviour and aligning the tellers and enquiries staff to deliver a consistent customer experience. The fact that the Team Leader Customer Service oversees the other full frontline offering implies that he/she is also responsible for identifying critical productivity trends and making recommendations around capacity management, including the employment and management of temporary staff. The Team Leader is also responsible for the management of the full performance cycle, ensuring that all performance contracts are in place for all staff and front line team leaders, regular performance feedback discussion must take place to ensure that the frontline performance is at the required level. In cases where staff do not have the required skills or show competency gaps, the Team Leader Customer Service need to decide on what training interventions are required to close the skills gaps. The Team Leader also participates in the quarterly career management committee discussions, conduct and lead team meetings and teambuilding sessions.

Customer Service:

The majority of the Bank’s customers come into the Branch to conduct transactions at the tellers, and/ or make enquiries. Customer service is, therefore, at the forefront of the Team Leader Customer Service’s role! The customer last experience is their lasting impression, therefore the Team Leader Customer Service needs to be absolutely passionate about customer service and customer delight. He/she must understand and manage the impact of his/her full frontline staff on customer expectations. The Team Leader also needs to identify trends and opportunities that should be referred to management as possible migration and or sales opportunities.

Position Requirements

Product Knowledge:

Although the Teller and Enquiries functions are not specifically responsible for sales in the Branch, the frontline roles are the roles that most frequently interact with the customer. All front line staff, therefore, need to be geared to identify customer needs and pass on quality leads to the relevant areas! In order to do this the Team Leader will guide, coach, develop and support the front line Team Leaders and requires an in depth knowledge of all the Bank’s products. The Team Leader will also manage and track cross selling and lead generation opportunities and ensure that the team’s sales and service targets are being met. He/she will participate in sales and marketing activities when required.

Routine Management:

One of the critical aspects of the Team Leader Customer Service is to take full responsibility for the activities of the frontline staff as it relate to routine requirements. Although the other front line Team Leaders oversee  the physically management of the frontline on a  day to day basis, the Team Leader Customer Service must ensure that laid down procedures are being adhered to by all the frontline staff. The Team Leader must also be available to conduct customer needs analysis, keep records in terms of the various Financial Industry regulations and take part in any special investigations of losses and/or staff defalcations.
Apply now!

The key role of the Team Leader, Customer Service in Standard Bank is to lead and inspire a team of front
line Team Leaders to consistently deliver exceptional customer service whilst complying with all the routine and laid down requirements of the Bank. With this in mind let’s chat through the key focus areas of the Team Leader, Customer Service.

People Management:

The most important aspect of this job is the ability to lead and inspire a team of frontline Team Leaders. The Team Leader Customer Service’s day begins by understanding all the various complexities of the Branch’s frontline, cash management, telling and enquiries. One of the most important aspects includes workforce planning, understanding customer arrival patterns and customer behaviour and aligning the tellers and enquiries staff to deliver a consistent customer experience. The fact that the Team Leader Customer Service oversees the other full frontline offering implies that he/she is also responsible for identifying critical productivity trends and making recommendations around capacity management, including the employment and management of temporary staff. The Team Leader is also responsible for the management of the full performance cycle, ensuring that all performance contracts are in place for all staff and front line team leaders, regular performance feedback discussion must take place to ensure that the frontline performance is at the required level. In cases where staff do not have the required skills or show competency gaps, the Team Leader Customer Service need to decide on what training interventions are required to close the skills gaps. The Team Leader also participates in the quarterly career management committee discussions, conduct and lead team meetings and teambuilding sessions.

Customer Service:
The majority of the Bank’s customers come into the Branch to conduct transactions at the tellers, and/ or make enquiries. Customer service is, therefore, at the forefront of the Team Leader Customer Service’s role! The customer last experience is their lasting impression, therefore the Team Leader Customer Service needs to be absolutely passionate about customer service and customer delight. He/she must understand and manage the impact of his/her full frontline staff on customer expectations. The Team Leader also needs to identify trends and opportunities that should be referred to management as possible migration and or sales opportunities.

Position Requirements

Product Knowledge:

Although the Teller and Enquiries functions are not specifically responsible for sales in the Branch, the frontline roles are the roles that most frequently interact with the customer. All front line staff, therefore, need to be geared to identify customer needs and pass on quality leads to the relevant areas! In order to do this the Team Leader will guide, coach, develop and support the front line Team Leaders and requires an in depth knowledge of all the Bank’s products. The Team Leader will also manage and track cross selling and lead generation opportunities and ensure that the team’s sales and service targets are being met. He/she will participate in sales and marketing activities when required.

Routine Management:

One of the critical aspects of the Team Leader Customer Service is to take full responsibility for the activities of the frontline staff as it relate to routine requirements. Although the other front line Team Leaders oversee  the physically management of the frontline on a  day to day basis, the Team Leader Customer Service must ensure that laid down procedures are being adhered to by all the frontline staff. The Team Leader must also be available to conduct customer needs analysis, keep records in terms of the various Financial Industry regulations and take part in any special investigations of losses and/or staff defalcations.

Apply now!

We manage about Kshs 70 Billion of capital assets for a diverse range of clients across several sectors in East Africa.

We are looking for a Finance Manager, to be based in Nairobi, to manage the finance and accounting function of the business in the East Africa region.

The Job

Reporting to the Regional Director, the job requires effective management of financial resources and reporting to support the achievement of the organisation’s growth objectives in the region.

Key Accountabilities

# Maintenance of accurate, efficient, timely and effective financial reporting

# Preparation of board papers.

# Driving the annual and semi-annual reporting process

# Developing effective internal and financial controls

# Driving the budget process

# Management of bank accounts and business accounts and cashflows

# Financial reporting to support the business growth strategy

# Effective and seamless integration of financial and business operating systems

# Supervision and mentoring of accounts staff

# Competencies, Experience and Skills

# A CPA (K) or equivalent holder

# Advanced degree in Finance and Business.

# Proven track record of leadership and initiatives

# Solid communication (written and oral) and interpersonal skills

# Experience in commercial strategic planning, budgeting, control, financial analysis and risk management, preferably in a capital markets environment

# Experience in various accounting computer packages.

# At least 5 years experience in accounting at head of department level.

# We offer a rewarding regional career in a growing business with strong synergies across the sister companies in the group.

Email: sinvestments@Stanbic.com (Addressed to the Director)

Application Deadline; 6th November 2009